Term Life Insurance
Our Term Life insurance provides protection for terms between 5 and 40 years, plus flexibility to enhance your insurance with additional covers and options.
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LifestyleCare Cover
As well as getting life cover that lasts as long as you live, with LifestyleCare Cover you can receive an amount of cover earlier as a lump sum if you need help looking after yourself.
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Whole of Life Insurance
Whole of Life insurance provides protection for as long as you need it. A suitable solution to cover inheritance tax (IHT).
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Mortgage Life Insurance
Our Mortgage Plus Plan gives you all the protection of Life Cover, plus up to 24 monthly payments to help pay your mortgage if you’re unable to work.
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Why not add Vitality Optimiser

Not all life insurance is the same. VitalityLife customers enjoy 5-star Defaqto rated protection with exclusive access to a wide range of discounts and rewards they can enjoy today.


Vitality Optimiser can be added for a small additional monthly fee. This fee is subject to change. To find out about these charges please read our reward terms and conditions. The gym discount applies to flexible individual monthly memberships. Gym joining fees are up to £50 for all clubs other than Classic Collection clubs, where joining fees are up to £150. The gym offer does not apply to Chiswick Riverside Virgin Active club. The cinema offer applies at Vue and Cineworld with a maximum of one ticket per week per person covered on the plan. The cinema offer excludes 3D films.

Got a Question?

Call a Health-Reward adviser now on 
0800 881 5666
Lines are open 9am – 5:30pm, Monday to Friday. Calls may be recorded and monitored to improve customer services. Calls to this number are FREE.

Serious Illness Cover

Award Winning Cover
VitalityLife Serious Illness Cover has been awarded a 5-Star Rating by Defaqto every year since it launched in 2007.