Business Protection Insurance
Helps safeguard the future of your business against losing someone vital. 
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Shareholder or Partnership Protection
Keep control of your business if a shareholder or business partner dies or suffers a severe illness.
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Key Person Cover
Helps you protect your business if a key employee, shareholder or partner dies.
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Loan Protection
Cover your business loans if a shareholder or a business partner dies or suffers a severe illness.
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Employee life Insurance
Vitality Life allows you to offer your employees a wide-ranging benefit package, while also covering them with a lump sum in the event of death while they are employed. 
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Why not add Vitality Optimiser

Vitality optimiser is available to add to all our protection plans. VitalityLife customers enjoy 5-star Defaqto rated protection with exclusive access to a wide range of discounts and rewards to help you save on your insurance. 


Vitality Optimiser can be added for a small additional monthly fee. This fee is subject to change. To find out about these charges please read our reward terms and conditions. The gym discount applies to flexible individual monthly memberships. Gym joining fees are up to £50 for all clubs other than Classic Collection clubs, where joining fees are up to £150. The gym offer does not apply to Chiswick Riverside Virgin Active club. The cinema offer applies at Vue and Cineworld with a maximum of one ticket per week per person covered on the plan. The cinema offer excludes 3D films.

Got a Question?

Call a Health-Reward adviser now on 
0800 881 5666
Lines are open 9am – 5:30pm, Monday to Friday. Calls may be recorded and monitored to improve customer services. Calls to this number are FREE.

Serious Illness Cover

Award Winning Cover
VitalityLife Serious Illness Cover has been awarded a 5-Star Rating by Defaqto every year since it launched in 2007.