The Mortgage Plus Plan gives you all the protection of life cover. It will pay a lump sum if you die while you’re covered. But it also gives you extra cover for severe illness or injury. So if you become ill with one of the conditions the plan covers – and you’re unable to work – it gives you up to 24 monthly payments. These are designed to help you pay your mortgage.
VitalityLife Mortgage Plus Plan includes the following:
Our award-winning life insurance is more affordable and more rewarding with Vitality Optimiser. If you qualify and add Vitality Optimiser you will enjoy:
- Up to 25% off your protection premium – save on our standard premium with an upfront discount ranging from 5% to 25%
- An additional 1% premium discount each year – earn a further premium discount at your plan anniversary if you look after your health and get active. If you don’t get involved, your premium will increase by 2% each year.
- Up to £100 cashback in your pocket – get from £50 to £100 cashback based on looking after your health and getting active. Just like the additional premium discounts you could earn each anniversary, the cashback you earn is linked to the Vitality points you earn by getting active
Plus, with Vitality Optimiser you get rewards that can help you to save with big UK brands. Savings range from 50% off monthly gym fees at Virgin Active (no joining fee until September) to weekly cinema tickets at Cineworld or Vue and 50% off a pair of running shoes online and in-store at Sweatshop.
The gym discount applies to flexible individual monthly memberships. Gym joining fees are up to £50 for all clubs other than Classic Collection clubs, where joining fees are up to £150. The gym offer does not apply to Chiswick Riverside Virgin Active club. The cinema offer applies at Vue and Cineworld with a maximum of one ticket per week per person covered on the plan. The cinema offer excludes 3D films.